Last Updated: January 15, 2024

PrivacyPolicy

Your privacy is fundamental to our relationship. Learn how we collect, use, and protect your personal information with the highest standards of security and transparency.

Table of Contents

Overview

At Fiscus Financial ("we," "our," or "us"), we are committed to protecting your privacy and maintaining the confidentiality of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or interact with us.

Key Principles

We collect only necessary information to provide our services
We never sell your personal information to third parties
We use bank-level security to protect your data
You have control over your personal information

Information We Collect

Personal Information

We collect personal information that you voluntarily provide to us when you:

  • Register for an account or consultation
  • Subscribe to our newsletter or insights
  • Contact us through our website or other channels
  • Engage our financial services

Financial Information

For clients using our financial services, we may collect:

Sensitive Financial Data

This includes account numbers, investment holdings, income information, and other financial data necessary to provide our services. This information is subject to additional security measures and regulatory requirements.

Automatically Collected Information

When you visit our website, we automatically collect certain information:

  • • IP address and location data
  • • Browser type and version
  • • Device information
  • • Pages visited and time spent
  • • Referring website information

How We Use Information

Service Delivery

  • • Provide financial advisory services
  • • Manage investment portfolios
  • • Process transactions
  • • Generate reports and statements
  • • Communicate about your accounts

Business Operations

  • • Improve our services and website
  • • Conduct research and analytics
  • • Prevent fraud and ensure security
  • • Comply with legal obligations
  • • Send marketing communications (with consent)

Information Sharing

We Do Not Sell Your Information

Fiscus Financial does not sell, rent, or trade your personal information to third parties for marketing purposes.

Limited Sharing Circumstances

We may share your information only in these specific situations:

Service Providers

With trusted third-party service providers who assist in delivering our services (custodians, technology providers, etc.)

Legal Requirements

When required by law, regulation, or legal process (subpoenas, court orders, etc.)

Business Transfers

In connection with a merger, acquisition, or sale of assets (with appropriate protections)

Your Consent

When you explicitly consent to sharing for specific purposes

Data Security

We implement comprehensive security measures to protect your personal information:

Encryption

256-bit SSL encryption for all data transmission

Access Controls

Multi-factor authentication and role-based access

Secure Storage

Encrypted databases with regular security audits

Staff Training

Regular privacy and security training for all employees

Monitoring

24/7 security monitoring and incident response

Compliance

SOC 2 Type II and regulatory compliance standards

Your Rights

You have several rights regarding your personal information:

Access

Request a copy of the personal information we hold about you

Correction

Request correction of inaccurate or incomplete information

Deletion

Request deletion of your personal information (subject to legal requirements)

Portability

Request transfer of your data to another service provider

Restriction

Request limitation on how we process your information

Objection

Object to processing based on legitimate interests or direct marketing

How to Exercise Your Rights

To exercise any of these rights, please contact our Privacy Team:

Cookies & Tracking

We use cookies and similar technologies to enhance your experience on our website:

Types of Cookies We Use

Essential Cookies

Required for website functionality and security. Cannot be disabled.

Analytics Cookies

Help us understand how visitors use our website to improve performance.

Functional Cookies

Remember your preferences and provide enhanced features.

Marketing Cookies

Used to deliver relevant advertisements (only with your consent).

Managing Cookies

You can control cookies through your browser settings or our cookie preference center:

Policy Updates

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or business operations.

Notification of Changes

We will notify you of material changes by email (if you have provided one) and by posting a notice on our website at least 30 days before the changes take effect.

Version History

Previous versions of this policy:

  • • Version 2.1 - January 15, 2024 (Current)
  • • Version 2.0 - September 1, 2023
  • • Version 1.0 - March 15, 2023

Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us:

Privacy Team

privacy@fiscusfinancial.com
(555) 123-4567

Mailing Address

Fiscus Financial

Attn: Privacy Officer

123 Financial District

New York, NY 10004

Response Time

We will respond to your privacy-related inquiries within 30 days of receipt. For urgent matters, please call our main number and ask to speak with the Privacy Officer.